*  What are the options?

This page gives you an idea of the services we can provide, for both the Individual and Group.

Please e-mail us on the link below for a no obligation quote or for more details.

• Various discounts for companies, groups and NGO's
• Direct pay to many medical providers WorldWide.
• Cover for locally employed staff.
• Polices backed by a major underwriting company
• Reimbursement of claims to your payment method of choice i.e. Credit Card, cheque etc
• Reverse charge calling to our 24 hour medical assistance company
• Direct Free phone numbers from many countries
• Continuity of cover on some polices on return from your Country of residence to any Country other than the USA (USA has a 6 month maximum stay limit).
• Cover for dependants
• WorldWide cover

We offer tested policies, with cover that gives you a choice of options to suit your own needs and requirements. The present Policy range is sold as an Individual or Group cover and offers an easy to understand summary guide with clearly laid out tables.
This range has been formulated with the long term overseas worker in mind.
Please follow the link below to your Guide booklet.

Policy wording and online application forms

For example:

A Teacher aged 23 at a school in Kuwait wishes to have an individual comprehensive medical insurance policy, which can give the option of routine dental and Extra travel cover.
This would give the possibility of providing the flexible option of continuous cover should they move to another country, or return to their home country in the future (The USA has a 6 Month maximum stay limit).
The discount mentioned is the Introductory Offer as detailed on our home page and therefore is limited by the terms and conditions mentioned there. Further discounts may be applicable and can be advised on quotation.

For Areas of Cover, please see above link.

  QUICK LINKS